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Prudential Research & Perspectives Our original research and thought leadership provide vital insights into important issues for our clients, financial professionals, policymakers, and the general public.

Do You Have a Good Sense of
YOUR RETIREMENT READINESS?
More than two in five Americans inaccurately assess their
retirement preparedness—perhaps worrying too much, or not enough.
How are you doing?
1 in 5
IS UNAWARE OF SHORTCOMINGS
19 percent of households are in danger of falling far short of where they expect to be in retirement, incorrectly believing they are on the right track.
2 in 5
ARE WRONG ABOUT WHAT THEY THINK
43 percent of households incorrectly predict their retirement readiness. Most are actually in better shape than they believe and unnecessarily living in fear for their financial futures. Correctly understanding whether you will be able to maintain your standard of living in retirement is an important step toward achieving financial wellness.
ACCURATELY ASSESSING RETIREMENT PREPAREDNESS IS KEY TO FINANCIAL WELLNESS
19%
UNAWARE OF SHORTCOMINGS
Nearly one in five households incorrectly believe they will be secure in retirement. They face the biggest risk of being shocked by reality when they fall short.
24%
ON THE RIGHT PATH
Nearly a quarter of American households are taking the right steps and correctly understand that their goals are within reach.
33%
UNPREPARED FOR THE FUTURE
Over half of American households are at risk of not having enough money in retirement, but only a third are also aware they have work to do.
24%
OVERLY WORRIED
The sky is not actually falling for the one in four households who worry, even though they are on the right track for retirement.
Planning for Retirement: From Awareness to Wellness