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Prudential Research & Perspectives Our original research and thought leadership provide vital insights into important issues for our clients, financial professionals, policymakers, and the general public.

Should Americans Be Insuring Their Retirement Income?

Our white paper answers an important question: “Should Americans Be Insuring Their Retirement Income?” (PDF)

While the majority of Americans insure valuable assets in order to safeguard against significant financial loss, many do not insure their ability to generate lifetime income. Three significant risks to being able to generate sufficient income during retirement are increasing longevity, market uncertainty, and an extended period of low interest rates.

Using research provided by Ernst & Young’s Insurance and Actuarial Advisory Services practice, our paper discusses the impact these three risks can have on retirees and how guaranteed lifetime income products can help retirees better protect their retirement income.

Read Prudential’s white paper, “Should Americans Be Insuring Their Retirement Income?” (PDF)