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Innovative Strategies to Help Maximize Social Security Benefits

A significant concern for people approaching retirement is that they won't have enough money to maintain their lifestyle in retirement. Our latest edition of "Innovative Strategies to Help Maximize Social Security Benefits" provides insights into ways individuals and couples can maximize their Social Security benefits in retirement.

Watch our video that summarizes the strategies outlined in our "Innovative Strategies to Help Maximize Social Security Benefits" white paper.

Para ver la versión de este documento y vídeo en español, por favor pulse aquí.

Maximizing Social Security benefits has become much more critical now that post-retirement risk has largely shifted from the employer to the individual. This results from the move away from traditional defined benefit (DB) pensions to defined contribution (DC) plans such as 401(k)s.

Social Security represents a stable source of retirement income that should be considered a critical component of any individual's retirement plan. Its greatest benefit is regular income that is guaranteed to increase over time—and continue for as long as you live.

Our report covers important topics that will help individuals and couples maximize this important retirement income benefit:

  • Costly mistakes retirees make about Social Security
  • Taxation of Social Security benefits
  • Strategies for divorced and widowed retirees
  • How to bridge the income gap until higher Social Security can begin


Read Prudential's 2012 edition of "Innovative Strategies to Help Maximize Social Security Benefits"