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Innovative Strategies to Help Maximize Social Security Benefits
Updated for 2012, this paper includes claiming strategies that divorced or widowed individuals can use to maximize their lifetime Social Security benefits. A short video summarizes the strategies outlined in the paper.
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Should Americans Be Insuring Their Retirement Income?
This paper, using research provided by Ernst & Young’s Insurance and Actuarial Advisory Services practice, discusses the impact that increased longevity, market uncertainty, and an extended period of low interest rates can have on retirement income. It finds that retirees can experience significant income shortfalls if income is not protected against these risks.
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Planning for Retirement: Protecting Retirement Income Against Key Risks
Summary of Prudential sponsored research by the Center for Retirement Research at Boston College on the National Retirement Risk Index, which has been updated to reflect the latest results from the Federal Reserve's Survey of Consumer Finances.
(431 KB)
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Optimizing Employee Benefits in the Post-Health Care Reform Environment
As employers ramp up to comply with the requirements of the Affordable Care Act, (ACA), many are also re-evaluating their overall employee benefits strategy. This paper explores employers’ potential actions in response to the ACA, and recommends best practices to maximize the value proposition of their overall benefit offerings in the post-health care reform environment.
(213 KB)
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Shifting Longevity Risk (Back) to Insurers
This paper discusses longevity risk as an increasing concern for both employers and individuals, and how insurance solutions can mitigate this risk.
(647 KB)
Research Explorer
Retirement
White papers, research, and other materials on retirement issues and solutions.
Stable Value Products: An Increasingly Important Component of the U.S. Retirement Market
Download PDF (206 KB)
Download PDF (206 KB)
What Employers Lose in the Shift from Defined Benefit to Defined Contribution Plans...and How to Get it Back
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Download PDF (518 KB)
Group Benefits
Information and solutions for employers to enhance and optimize the delivery of workplace benefits.
Sixth Annual Study of Employee Benefits: Today & Beyond
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View Summary
Voluntary Benefits: A Critical Tool for Improving Employees’ Financial Wellness
Download PDF (270 KB)
Download PDF (270 KB)
Controlling the Uncontrollable: How Return to Work Programs Reduce Costs and Boost Productivity
Download PDF (204 KB)
Download PDF (204 KB)
Institutional Investments
Research on a variety of asset classes, including fixed income, real estate, and equity.
Annuities, Life Insurance, and Mutual Funds
White papers, research, and other materials on selected financial products.
Should Americans Be Insuring Their Retirement Income?
Visit the Site
Visit the Site
The Life Insurance Coverage Gap: Strategies for Financial Professionals to Close the Gap
Download PDF (600 KB)
Download PDF (600 KB)
Why Do Individuals Retire When They Do and What Does it Mean for Their Retirement Security?
Download PDF (421 KB)
Download PDF (421 KB)