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Prudential Research & Perspectives Our original research and thought leadership provide vital insights into important issues for our clients, financial professionals, policymakers, and the general public.

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The Power of the Wellness Effect

The Power of the Wellness Effect

This paper describes how a financial wellness approach to employer-sponsored benefit programs, focused on helping employees achieve financial security, can help improve the wellness of employees and employers alike – a result Prudential terms “The Wellness Effect.”
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Why Employers Should Care About the Cost of Delayed Retirements

Why Employers Should Care About the Cost of Delayed Retirements

Having employees able to retire “on time” is a win/win scenario for both employees and employers. This paper explores the financial impact on employers when that doesn’t happen, and offers best practices to help employers build a financially secure workforce.
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Planning for Retirement: From Awareness to Wellness

Planning for Retirement: From Awareness to Wellness

This brief, based on National Retirement Risk Index (NRRI) research, explores how employers can play a role in improving their employees’ financial health through wellness programs that help employees self-assess their retirement preparedness.
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Customizing benefits plans to improve outcomes

Customizing benefits plans to improve outcomes

This first in a series of articles, originally published on LifeHealthPro.com, encourages employers to think holistically about how their benefit offerings will help produce desired workforce outcomes, such as retirement readiness and productivity, for a given benefits budget.
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Protection during working years impacts retirement outcomes

Protection during working years impacts retirement outcomes

This second in a series of articles, originally published on LifeHealthPro.com, details how the right protection offerings can help employees avoid withdrawing retirement savings or halting DC plan contributions due to a disability, critical illness, or accident.
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Excessive coverage levels may be counterproductive

Excessive coverage levels may be counterproductive

This third in a series of articles, originally published on LifeHealthPro.com, explores balance employers must manage when optimizing their benefit offerings: a lack of protection may hurt retirement outcomes while overly generous coverage may also have unintended adverse consequences.
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The Power of Plan Wellness

The Power of Plan Wellness

Financial wellness is top of mind for many defined contribution plan sponsors who recognize that having participants who are financially secure benefits sponsors and participants alike. This paper highlights the relationship between plan wellness and retirement readiness and provides a framework to help sponsors and their advisors balance participant outcomes with cost efficiency.
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The Longevity Connection: Prudential’s Perspective on the Stanford Sightlines Project

The Longevity Connection: Prudential’s Perspective on the Stanford Sightlines Project

This paper, based on research from the Stanford Center on Longevity’s Sightlines Project, provides Prudential’s perspective on the interdependencies between three domains (financial security, healthy living, and social engagement), and how improved behaviors in one domain may help Americans live longer, healthier lives.

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Perspectives on Retirement - Retirement Preparedness Survey Findings

Perspectives on Retirement - Retirement Preparedness Survey Findings

Saving for retirement is getting progressively more difficult for each generation – more than half of pre-retirees expect to have a harder time saving, and they feel overwhelmed with investment choices. Fortunately, advisors can play a crucial role in helping investors learn about investing and prepare themselves.
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Hospital M&A Activity - A Window of Opportunity to Tackle the Talent Conundrum

Hospital M&A Activity - A Window of Opportunity to Tackle the Talent Conundrum

This article, originally published in hfm Magazine, examines how increased incidences of mergers and acquisitions in the hospital sector can be an optimal time for healthcare organizations to update employee benefit offerings to strategically strengthen their workforce management capabilities.
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Innovative Strategies to Help Maximize Social Security Benefits - Updated 2017 Edition

Innovative Strategies to Help Maximize Social Security Benefits - Updated 2017 Edition

Features Social Security claiming strategies following the Bipartisan Budget Act of 2015, focusing on ways to reduce taxes and create larger streams of Social Security income for those who are married, divorced, or widowed.
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