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Prudential Research & Perspectives Our original research and thought leadership provide vital insights into important issues for our clients, financial professionals, policymakers, and the general public.

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What Divorced Individuals Approaching Retirement Need to Know

What Divorced Individuals Approaching Retirement Need to Know

Outlines Social Security claiming strategies for divorced individuals who may be entitled to receive spousal and survivor benefits, based on the work record of his or her former spouse.
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Paying for College - A Practical Guide for Families 2016 Edition

Paying for College - A Practical Guide for Families 2016 Edition

Updated with new information based on the October 1, 2016 FAFSA filing changes, this guide helps families understand the different options available to fund a college education without jeopardizing the long-term financial security of parents or students.
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Student Loan Repayment – Options to Pay Off Debt

Student Loan Repayment – Options to Pay Off Debt

Over the last two decades, the use of student loans to pay for college has grown substantially. This guide examines the options families should consider when it comes to both taking out federal or private student loans and paying them back.
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Planning for Retirement: The Implications of Carrying Higher Housing Debt into Retirement

Planning for Retirement: The Implications of Carrying Higher Housing Debt into Retirement

National Retirement Risk Index (NRRI) research, produced by The Center for Retirement Research (CRR) at Boston College, examines the impact of housing debt, especially when carried into retirement, on households’ retirement readiness.
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What Widows and Widowers Approaching Retirement Need to Know About Claiming Social Security Survivor Benefits

What Widows and Widowers Approaching Retirement Need to Know About Claiming Social Security Survivor Benefits

Outlines claiming strategies for those who are entitled to both their own worker benefit and a survivor benefit to help maximize the potential lifetime retirement income that Social Security provides.
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Insights for Optimizing Your Employee Benefit Program

Insights for Optimizing Your Employee Benefit Program

Prudential offers unique perspectives, based on insights gleaned from experiences as both a retirement and group insurance provider, on ways employers and their consultants or advisors can optimize their complete portfolio of benefit offerings.

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Innovative Strategies to Help Maximize Social Security Benefits - Updated 2016 Edition

Innovative Strategies to Help Maximize Social Security Benefits - Updated 2016 Edition

Features Social Security claiming strategies following the Bipartisan Budget Act of 2015, focusing on ways to reduce taxes and create larger streams of Social Security income for those who are married, divorced, or widowed.
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