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Achieving Retirement Security in an Era of Uncertainty: Three Important Steps
While the goal of achieving retirement security is arguably more challenging than at any time in the last 50 years, this paper focuses on steps that can improve Americans’ retirement outcomes.
(982 KB)
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Voluntary Benefits: A Critical Tool for Improving Employees’ Financial Wellness
This white paper discusses how voluntary benefits can improve employees’ financial wellness by helping to close the coverage gap for critical protection needs, describes the benefits to employers in offering voluntary benefits, and outlines best practices for the design and delivery of voluntary benefits.
(270 KB)
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The Life Insurance Coverage Gap: Strategies for Financial Professionals to Close the Gap
Ownership of individual life insurance has been steadily declining for decades and is currently at a 50-year low. This white paper provides financial professionals with insights into why consumers assign a low priority to purchasing life insurance, and outlines a comprehensive set of strategies to help financial professionals close the life insurance coverage gap.
(558 KB)
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Stable Value Products: An Increasingly Important Component of the U.S. Retirement Market
This paper provides an introduction to stable value products to assist plan sponsors and financial advisors in making retirement plan design decisions, and discusses why stable value products are likely to play an important role in the retirement market.
(266 KB)
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Sixth Annual Study of Employee Benefits: Today & Beyond
Research report providing insights into the changing landscape of employee benefits. The report highlights five key trends, and shares perspectives from employees, employers, and intermediaries.
Research Explorer
Retirement
White papers, research, and other materials on retirement issues and solutions.
What Employers Lose in the Shift from Defined Benefit to Defined Contribution Plans...and How to Get it Back
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Download PDF (518 KB)
Group Benefits
Information and solutions for employers to enhance and optimize the delivery of workplace benefits.
Sixth Annual Study of Employee Benefits: Today & Beyond
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View Summary
Institutional Investments
Research on a variety of asset classes, including fixed income, real estate, and equity.
Annuities, Life Insurance, and Mutual Funds
White papers, research, and other materials on selected financial products.
The Importance of Financial Risk Management in Today's Variable Annuity Market
Download PDF (272 KB)
Download PDF (272 KB)
Why Do Individuals Retire When They Do and What Does it Mean for Their Retirement Security?
Download PDF (421 KB)
Download PDF (421 KB)